Insurance Premium Audits
Every audit is carefully reviewed by our experienced
audit staff for thoroughness in exposure assessment and accuracy in
classifications. A description of the insured's operations must sustain the
classifications shown. Gross payroll or sales are verified, payroll is
separated by classification, overtime and officer limits are considered, and
records are examined for sub-contractor and casual labor exposure. We will
tailor the audits to meet your specific requirements and provide you with
easy-to-read computer-generated audit worksheets.
Property, Casualty, Liability Inspections
Best Reports offers both personal and commercial
reports. In personal lines, we can provide reports covering construction,
conditions, approximate replacement costs and actual cash values. Electric and
heating reports as well as high-value dwelling evaluations are also available.
Our commercial reports cover from a simple exterior inspection of a property to
extensive in-depth BOP or SMP details. We can cover day-care centers or other
types of liability coverage including OLT and products. All of our reports
include recommendations for risk improvement. We follow NFPA standards, and our
reports are accepted by all leading insurance companies as well as Lloyd's of
London.
Fidelity Bond Reports
We provide credit and character-reference reports that
gives information concerning individuals who in the course of business handle
very large sums of money, have access to property keys, or are in positions
otherwise sensitive.